2013年1月5日 星期六

Yahoo拍賣網外國騙子tinafalls6@gmail.com

我在yahoo拍賣網拍賣貨物已有大半年時間,近日收到一名來自美國的人士聲稱對我的茶葉有興趣,於是一件極不愉快的騙案就此發生,希望同大家分享此事,提防外國騙子!
我在3.1.2011()當日收到一封買家詢問的問題,如下︰
churchpatricia94 (): IsIs this item still available for sale? I want to buy 1 to 5 pieces of the item so do contact me at my below email address for business and if it is only just this one piece/item you have, I will still buy the one item/piece so you should as well please contact me at tinafalls6@gmaildotcom (change the dot in the @gmaildotcom to . ) email address and please reply me in English language. Please do not reply me here because I won’t see/get your reply/email here.
於是本人於5.1.2011()以英文回覆他有關貨物的貨錢及詳情,並表明本人不暫接受郵寄貨品到海外,之後,他在6.1.2011()回覆我以下電郵(以下藍色字為有關騙子的回覆):—
Hello Friend,
I am very sorry for the late reply and as you can see I am a very busy person at work and that is why it took so long before I could reply you and that is why I am even buying out of auction so I will like to finalize this transaction as soon as possible within days....I am shipping it to myself here in the USA and if I am okay with the item I might buy more and send it to my warehouses in other countries,I have included in this email the link to the Hong Kong speed post post office where you can check out the exact shipping EMS speedpost fee to the US,here is the link
http://app1.hongkongpost.com/CGI/speedpost/eng/rate/step1.jsp and I will need this below information from you so that I can make the payment for the item right away --
1.) The exact name of the item I want to buy.2.) The amount you are offering to sell it to me per piece or if you have plenty pieces but if it is only 1 piece you have I am ok to buy the 1 alone.3.) If you have more other items please let me know because I might be interested in buying more than 1 item.4.) The shipping fees to this my address in the US after the checking on the Hong Kong Post Office
Name      : Tina Merhai
Address   : 9533 Sutphin Blvd
City         : Jamaica
State       : NY
Zip Code  : 11435
Country   : USA
Phone Number : 601-399-3992
5.) your bank account information like your bank account number,bank name and your bank account holder name so I can make the Hong Kong $$ bank transfer payment right away to any of your local Hong Kong bank account e.g (boc,hang seng,hsbc,citibank,standard chartered,Nanyang Commerical Bank,Bank of East Asia etc).
6.) Let me know the total amount I am to pay and remember include/add the shipping fees of the item(s) to USA (You can check shipping fees here onlinehttp://app1.hongkongpost.com/CGI/speedpost/eng/rate/step1.jsp).
Patricia.
我見他的誠意,於是決定接受是次交易,我到郵局查詢了有關郵寄貨款項後,亦回覆他有關郵費及我貨品的費用(郵費HKD$335、貨品HKD$398 = 合共HKD$733),於是在13.1.2011()上午3:08,騙子回覆我以下內容(以下藍色字為有關騙子的回覆):
I have just been notified by my Royal Bank of Scotland bank now that my payment has been approved so please you can go ahead and ship the items to my shipping address right away today as RBS instructed and please remember to email the shipment tracking number or shipment post office receipt to RBS at this their email address rbs.internals@accountant.com after shipment for verification then your bank account can be credited immediately within the next 24 hours...Please let me know maybe you have received the payment confirmation email from RBS as well.Here is my shipping address once again
Name      : Tina Merhai
Address   : 9533 Sutphin Blvd
City         : Jamaica
State       : NY
Zip Code  : 11435
Country   : USA
Phone Number : 601-399-3992
NOTE : PLEASE ALWAYS CHECK THE SPAM OF YOUR EMAIL ADDRESS FOR ANY NOTIFICATION FROM MY BANK BECAUSE THE EMAILS I RECEIVE FROM RBS ALWAYS GO STRAIGHT TO MY SPAM.
Thanks,
 Patricia.
及後同一時間13.1.2011()上午3:08一間自稱是騙子所提及的Royal Bank of Scotland bank電郵給我,這封電郵亦偽冒到有齊所有RBS銀行的HEADING,彷似真的一樣,以下紅色字為有關銀行的電郵:
TRANSFER ORDER NUMBER

The Wire Transfer Order from Royal Bank Of Scotland Online Banking has been Approved.

TRANSFER NUMBER :- SW1100595100KMS

We have received a transfer order placed by our Customer ( Mrs Patricia Church ) to have the non-refunadable sum of (HKD $733) transferred to you (我的名稱) as a payment for ( Teas ) yahoo item and it has been successfully processed and has consequently been APPROVED meaning the buyer Cannot stop the money transfer again.The financial details of the transaction are stated below :
Transfer Receipt Confirmation Order Status: APPROVEDTransfer Payments Order Available: MONEY AVAILABLEDate Placed: 12/01/2011Order Status: TRANSFER CONFIRMEDTransfer Order Number: SW1100595100KMSBilling Information:Transfer Status: WIRE TRANSFER CONFIRMEDPayment Method: Visa Card/Debit CardCard Number: 4***********5643Exp.. Date: 12/2013Name on Card: Mrs Patricia ChurchStreet Address: 9533 Sutphin BlvdCity, State, Zip: Jamaica,11435,NYCountry: USAServices Purchased: Direct Transfer /CashItem Amount: HKD  $  733.00 Transfer charges: HKD  $  179.38 (Non Refundable)Total Amount transferred to Seller: HKD  $  733.00Item Unit: 7Service Center :AUCTIONSite :Yahoo AuctionItem description: Edibles
Seller's Information: Use our online Transfer to pay for online purchases, the companies / individuals you buy from all over the world. This is an important security feature and certainly is better than having your credit card number transmitted all over the Internet. Our Service is secure, and we screen our merchant accounts very closely in order to protect the sellers and the buyer
Name: (我的戶口資料)Email Address of the Seller: (我的電郵地址)Address of the seller: Hong Kong
*** RECEIVER'S INFORMATION ***

Bank Name : (
我的戶口資料)Bank Account Number : (我的戶口資料)
Bank Account Holder Name : (
我的戶口資料)

Note : Mrs Tina Falls has paid all the bank transfer charges so you will not be asked of any bank transfer charges by your bank because Mrs Tina Falls has paid already and you will be receiving your full amount of HKD $733
Thank you for using Online Banking System (Wire Transfer) As a Payments .We look forward to serving your online with better services in the future. Please check the above information if they are correct as entered by our numerous customer.If you are having any problem with it just contact the transfer department at : rbs.internals@accountant.com
The transferred amount will take up to (2-3) working days after you have emailed the shipment receipt/shipment tracking number to us before your account can be credited,this is due to bank to bank transfer system.Also note that your account will not be credited until you contact us with the ITEM DESCRIPTION THE TRANSFER IS MADE FOR to be sure that you are the Right owner of the Money and that it is not any form of money laundering,With this we will verify with the item description our Customer made us to believe the transfer is been made for.This is to guide against Crediting an account for Wrong Payment and Cautiousness.

The transferred Amount will not be credited into your Bank account if we cannot verify that the Item has been shipped to the buyer from the Courier Service Used and confirming that the item on transit is what you have made us believe the transfer is meant for. The Scan shipment document (Receipt) gave to you by the Shipment/Freight Company or Tracking Number must be sent to us In order to Protect Our Customer and Yourself from fraud.
This will be filed for documentation purposes and unforeseen future references that might arise.
If there is an error in the payment details above, Please we advise that you correct it and contact our Customer/Technical Dept at (
rbs.internals@accountant.com).

Note:Your account will be credited immediately upon confirmation of the details required by us moreover our customer cannot abort the transfer after you might have sent the tracking number to us.

Thank you for using Royal Bank Of Scotland.
RBS Office,
36 St Andrew Square,
Edinburgh,
EH2 2YB,
United Kingdom.
+447955253769
及後本人於13.1.2011()下午寄出有關貨品到騙子給予的美國紐約地址,並於當晚以電郵回覆騙子及銀行有關郵件編號,之後騙子於14.1.2011()早上8:58,回覆我以下訊息(藍色字):—
I am always online on this msn chatting messenger and you can add me so that we can chattinafallslooksup@hotmail.com so we can chat if you have any questions to ask me or I may be interested in buying other things you have for sale.
同一時間,我亦收到Royal Bank of Scotland bank的電郵聲稱轉帳失敗的通知,內容大概覆述款項低於USD$500,不能作海外轉帳,並說騙子已經多存入了USD$500給銀行,而銀行要確定我由騙子所提供的途徑,先匯款給騙子,銀行收到我的匯款USD$500收據後,便會一次過發放HKD$733+USD$500到我的戶口中(以下紅色字為有關偽冒銀行的回覆):—
TRANSFER ORDER NUMBER

The Wire Transfer Order from Royal Bank Of Scotland Online Banking has been Approved.

TRANSFER NUMBER :- SW1100595100KMS

Dear 
我的名字,
It has just been detected in our system that the bank transfer sent to you by Mrs Patricia Church is an international transfer from United Kingdom bank to Hong Kong bank,due to this reason we are unable to transfer the payment into your account because the amount sent to you HKD $733 is not sufficient enough/too small/too low for our international transfer computer system to transfer into your bank account because our bank policy states that THE MINIMUM TRANSFER BALANCE/STANDARD FOR ANY OF OUR INTERNATIONAL INTER COUNTRIES TRANSFER THROUGH OUR RBS BANK IS HKD $4,000 ABOVE AND CAN NOT BE AS LOW AS JUST HKD $733.We will want you to know that this is Mrs Patrcia Church first international bank transfer through our her RBS bank account with us to Hong Kong and It was after the payment was made to your bank account that we told her about this latest development so we are sorry for any inconvenience we have caused you so bear with us because your bank account will soon get credited so far you comply with us.In order to solve this problem we will like you to contact the buyer ( Patricia Church ) today to bank transfer you another USD $500 more (this is for the transaction to meet up with our standard minimum balance which is HKD $733 + USD $500/equivalently HKD $3900 = HKD $4000 above) through our bank so that the total money going to be paid to your HK bank account will be (HKD $733 + USD $500/equivalently HKD $3900),it is then our international transfer computer system can now transfer the money into your Hong Kong bank account successfully and once she has made the additional payment of the USD $500 to you via our bank,you will send it back to her ( Patricia Church or any anyone she wants to send the money to) through Western Union Money Transfer and then scan to us the western union receipt of this transfer that proves that you sent the money back to her and once we have received the western union receipt,we will now proceed with the remittance/transfer of the total amount of HKD $733 + USD $500 to your bank account immediately.
We will like you to contact the Buyer ( Patricia Church ) to go and make the additional payment of USD $500 through our bank immediately and once she has made the additional payment, we will be sending you a email to confirm that she has made the additional payment of the USD $500 once it has been approved and you are expected to pay out of your own personal money and send the USD $500 through western union money transfer back to her immediately you get the payment confirmation email from us that confirms that she has made the additional payment of USD $500 to you. It is now we can be able to transfer your total money (HKD $733 + USD $500) to your bank account once we receive the western union money transfer receipt of the money transfer from you because you would have met up with our standard minimum balance then. We have also contacted your buyer about this because the additional transfer is needed urgently to complete this transfer to bank account immediately today.

NOTE : Here is also the details of how it will be made

1.) Tell buyer to make an additional payment of USD $500.
2.) Once additional payment has been made by the buyer,we will send you an payment confirmation email once the USD $500 has been approved.
3.) Once we send you an email of the bank transfer approval,you will need to go and send the USD $500 back to us first through Western Union Money Transfer immediately and you can find the nearest western union location to you on this their website www.westernunion.com.hk and we want you to know that western union offices work  Monday to Sunday 24hrs everyday so you can visit them any time of the day to make a transfer.
4.) You will then scan us the receipt of Western Union Transfer that proves that you sent the money back to your buyer.
5.) Once we have received the receipt,we will proceed with the remittance of your total funds of HKD $733 and USD $500 immediately to your bank account.
Note 1 : You can not use any other form of payment other than the western union transfer method which we stated you to use,if you try to use or use another payment method for the transfer of the USD $500 then you are just doing this at your own loss because it will not be accepted so strictly abide with using western union transfer which we instructed you to use.
Note 2 : When you get to the western union office,give the Hong Kong dollars which is equivalent to USD $500 to the western union agent at the western union office and tell the agent that you want to transfer the money to U.K,the Hong Kong Dollars will now be converted into British pounds payout by the western union agent at the western union office,Hong Kong.The USD $500 should be between 
300 (GBP) to330 (GBP) which is enough for us to be able to transfer your money into your bank account successfully.
We had sent a message to your buyer to notify her about this as well so she can make the transfer of USD $500 to your bank account immediately,

We hope that you bear with us, We are sorry for any inconveniences caused,

Thanks.
Thank you for using Online Banking System (Wire Transfer) as a payment method.We look forward to serving your online with better services in the future.Please check the above information if they are correct as entered by our numerous customer.If you are having any problem with it just contact the transfer department at : rbs.internals@accountant.com
The transferred amount will take up to (2-3) business/working days before your account can be credited,these is due to international bank to bank transfer system,also note that your account will not be credited until you contact/email us with the ITEM DESCRIPTION THE TRANSFER IS MADE FOR to be sure that you are the right owner of the money and that it is not any form of money laundering,with this we will verify with the item description our customer made us to believe the transfer is been made for.This is to guide against crediting an account for wrong payment and cautiousness.

The transferred amount will not be credited into your Bank account if we cannot verify that the Item has been shipped to the buyer from the courier service you used and confirming that the item on transit is what you have made us believe the transfer is meant for.The Scan shipment document (Receipt ) gave to you by the Shipment/Freight Company or Tracking Number must be sent to us In order to Protect Our Customer and Yourself from fraud.
This will be filed for documentation purposes and unforeseen future references that might arise.
If there is an error in the payment details above,please we advise that you correct it and contact our Customer/Technical Dept at (rbs.internals@accountant.com ).

Note:Your account will be credited immediately upon confirmation of the details required by us moreover our customer cannot abort the transfer he or she made after you might have sent the tracking number to us.

Thank you for using Royal Bank Of Scotland.

RBS Office,
36 St Andrew Square,
Edinburgh,
EH2 2YB,
United Kingdom
+447955253769
同日(14.1.2011())分別在上午9:00及上午9:06,騙子寄了兩封電郵給我,說銀行拒絕作低於USD$500的匯款,於是他要求我先透過一間叫western union的公司匯款USD$500給他身在英國的女兒,以下為有關騙子的電郵(藍色字):
騙子於14.1.2011(上午9:00發出的第一封電郵(藍色字):—
I got an email now from RBS about transfer processing error hours ago and I think they should have emailed you too about the transfer problem.RBS said we didnt meet with their new standard minimun bank transfer amount which is HKD $4000 and above for international bank transfers and our transaction cannot be as low as HKD $733 and that is why RBS we should make another transaction so you can reach HKD $4000 which is their new standard amount for international bank transfers (then our transactions will now meet up with RBS bank standard minimum balance --- HKD $733 + USD $500/equivalent to HKD $3900 = HKD $4633 above)...RBS told me to make another payment of USD $500 which you are going to send back to me first thing in the morning through western union money transfer and email the western union receipt to RBS for verification so that your bank account can be credited by evening time. Anyways I have just made the payment of another USD $500 in order to cause any delay from my side and also I added USD $50 for the the fees/charges western union will be asking you to pay for the transfer of the USD $500 at the western union office to total USD $550 which I transferred into your HK bank account and I think USD $50 should be ok for the western union transfer fees/charges because I have no idea how much the western union transfer fees can be.
(Due to the nature of my work because am currently at sea and I cant send western union at the moment though I have tried to see if I could get the money sent to them through western union's website but unfortunately I would be needing to use a Credit or Debit card which I didn't bring here to the sea. More so,I cannot certainly to go to a western union outlet here or a post office where I can equally get the money sent to them via western union which they requested for because I am offshore)
Patricia.
騙子於14.1.2011(上午9:06發出的第二封電郵(藍色字):—
I have used western union two times before sometimes in 2008 so I think I know how western union works.You can check on the western union website to locate the nearest western union office to you in Hong Kong (http://www.westernunion.com.hk/en/location_search.php), after locating the nearest western union office to you (most western union offices close by 11pm to 12am in the night/evening in HK).Here are the two vital information you will need to transfer money through western union (You do not need any bank account number/bank details before you can transfer money through western union).All you need is just the name,address,city,state,country,zip code and phone number of the person which you want to send the money to and that is all and below is my information which you are to transfer the USD $500 to at the western union office.
Cash Receiver's Info :
First Name : Patricia
Last Name : Church
Address : 30 Leicester Square
City : London
State : London
Zip Code : WC2H 7LA
Country : United Kingdom
Telephone Number : +447955253429
You are to give the cash of the USD $500 (around HKD $3900) you want to send and my above information to the western union agent who will be attending to you at the western union office and the transfer will be made right away.You can read this link in order to understand how western union works after getting to their office.You will then be given a receipt by the western union agent and it is this receipt which you will email to RBS bank when you get back home/office.
Once you have been given the western union receipt after sending the money you are to email it to rbs right away.
I work on a ship in the USA and my ship is currently on the sea and I wont be back on the land until May 28,2011 and that is why I have decided to have the USD $500 sent to my 11 years old daughter in the U.K so she can take my ID card and collect the money from the western union office on my behalf since I wont be in the USA to receive the money myself/personally.
PLEASE ALWAYS CHECK THE SPAM/BULK/TRASH/JUNK/DUSTBIN OF YOUR EMAIL FOR ANY NOTIFICATION FROM MY BANK BECAUSE THE EMAILS I RECEIVE FROM RBS ALWAYS GO STRAIGHT TO MY SPAM/BULK.
Patricia.
我亦在同日14.1.2011(上午9:01收到偽冒Royal Bank Of Scotland Bank的電郵(紅色字):—
TRANSFER ORDER NUMBER
The Wire Transfer Order from Royal Bank Of Scotland Online Banking has been Approved.
TRANSFER NUMBER :- SW110059510056KMS
We have received a transfer order placed by our Customer ( Mrs Patricia Church ) to have the non-refunadable sum of (USD $550) transferred to you (  Wong On Kwok ) as a payment for (Money Transfer) and it has been successfully processed and has consequently been APPROVED meaning the buyer Cannot stop the money transfer again.The financial details of the transaction are stated below :
Transfer Receipt Confirmation
Order Status: APPROVEDTransfer Payments Order Available: MONEY AVAILABLEDate Placed 13/01/2011Order Status TRANSFER CONFIRMEDTransfer Order Number SW110059510056KMSBilling Information:Transfer Status: WIRE TRANSFER CONFIRMEDPayment Method Visa Card/Debit CardCard Number 4***********5643Exp.. Date 12/2013Name on Card  Mrs Patricia ChurchStreet Address 9533 Sutphin BlvdCity, State, Zip Jamaica,11435,NYCountry  USAServices Purchased: Direct Transfer /CashItem Amount USD  $ 550.00Transfer charges USD  $   58.08 (Non Refundable)Total Amount transferred to Seller USD  $ 550.00Item Unit---Service Center AUCTIONSite Yahoo AuctionItem description Money TransferSeller's Information: Use our online Transferto pay for online purchases, the companies / individuals you buy from all over the world. This is an important security feature and certainly is better than having your credit card number transmitted all over the Internet. Our Service is secure, and we screen our merchant accounts very closely in order to protect the sellers and the buyer
Name (我的名字)Email Address of the Seller (我的電郵)Address of the seller Hong Kong
*** RECEIVER'S INFORMATION ***
Bank Name : (
我的銀行資料)
Bank Account Number : (
我的銀行資料)
Bank Account Holder Name : (
我的銀行資料)
Thank you for using Online Banking System (Wire Transfer) As a Payments .We look forward to serving your online with better services in the future. Please check the above information if they are correct as entered by our numerous customer.If you are having any problem with it just contact the transfer department at : rbs.internals@accountant.com
The transferred Amount will take up to (2-3) working days before your account can be credited,These is due to bank to bank transfer system.Also note that your account will not be credited until you contact us with the ITEM DESCRIPTION THE TRANSFER IS MADE FOR to be sure that you are the Right owner of the Money and that it is not any form of money laundering,With this we will verify with the item description our Customer made us to believe the transfer is been made for.This is to guide against Crediting an account for Wrong Payment and Cautiousness.

The transferred Amount will not be credited into your Bank account if we cannot verify that the Item has been shipped to the buyer from the Courier Service Used and confirming that the item on transit is what you have made us believe the transfer is meant for. The Scan shipment document (Receipt ) gave to you by the Shipment/Freight Company or Tracking Number must be sent to us In order to Protect Our Customer and Yourself from fraud.
This will be filed for documentation purposes and unforeseen future references that might arise.
If there is an error in the payment details above, Please we advise that you correct it and contact our Customer/Technical Dept at (rbs.internals@accountant.com ).

Note:Your account will be credited immediately upon confirmation of the details required by us moreover our customer cannot abort the transfer after you might have sent the tracking number to us.

Thank you for using Royal Bank Of Scotland.

RBS Office,
36 St Andrew Square,
Edinburgh,
EH2 2YB,
United Kingdom.
+447955253769
我亦於同日14.1.2011()上午9:05,收到偽冒中國銀行的電郵,以下橙色字:
Dear(我的名字),
We are happy to tell you that we have received alerts of money transfers from a Mrs Patricia Church's Royal Bank of Scotland bank account going to your Hong Kong bank account of (
我的中銀資料) but these money transfers are still pending though these transfers has already been approved and confirmed by RBS bank and when we asked RBS the reason why these money transfers are still pending and has not been transferred successfully yet,RBS told us they are still expecting a western union receipt of USD $500 from you for verification first before they can release the total funds into your bank account which is understandable by us.We will advise you to follow RBS instructions promptly so that the money transfers of the HKD $733 and USD $550 can be released into your Hong Kong bank account within the next 24 hours.We will also like to let you know that you have been protected by us and all your money is with us in our BOC Bank,USA account/custody and it cannot be called back or cancelled by either Mrs Patricia Church or RBS anymore,right now we are waiting for RBS to give us the go ahead to release the funds into your Hong Kong bank account once RBS lets us know they have received the western union receipt from you and RBS is satisfied with it.

NB 1 : We will also want you to know that these transactions HKD $733 and USD $550 are known only to our bank branch here in the USA and "your Hong Kong local bank has NOT been notified yet" and it is until RBS lets us know they have received the western union receipt from you and are satisfied with the western union receipt that your total money will now be released by us and "it is then we will now notify your local bank branch in Hong Kong" and transfer the total funds to your Hong Kong bank account.

NB 2 : Royal Bank of Scotland said you are to email the western union receipt to them within 24 hours for verification and we want to believe that you should have emailed the western union receipt to RBS bank already by now but If you have not yet emailed the western union receipt please do so immediately within the next  24 hours because we want to release all your funds to your Hong Kong bank account today before 9pm.

Sincerely,

Thank you for using online BOC Bank US Branch.

BOC Bank.
根據網友「donaldku2002」的資料提供,RBS 銀行是沒有「rbs.internals@accountant.com」及「moneytransfer@rbs.com」這兩個電郵的,而網友亦提供了RBS銀行位於香港的分行電話,如各位曾收到有關類似銀行發出的電郵,可電2700690035532112查詢。
在此感謝網友「donaldku2002」提供資料!
願大家發揮守望相助精神,共同打擊不法份子的欺詐行為。

後記:當我收到騙子要求我匯款
USD$500給他在英國的女兒時,才頓識偽冒騙子的欺詐,當然我沒有匯500美金給他吧!我亦在15.1.2011即時致電香港郵局截住那件貨品,期望能減少損失,可惜最終並未能截住郵件,是次損失的是一批貨品及郵費共七百多元。若我的損失,能換來警醒大家去防範這些騙子,都是值得的,請大家多加防範及小心。
此外,我亦已電郵美國及英國警方,提供騙子的資料,寄望能協助警方將有關騙子繩之於法,雖然是次損失不太多,但希望我的分享,能讓大眾提防偽冒騙子的可惡行為。
該名自稱是Patricia的騙子之MSN相片如下:—

2 則留言: